What is the Annual Aba Therapy Benefit Cap in Missouri for 2025?
For 2025, the annual benefit cap for ABA therapy in Missouri is $40,000 for children through age 18. This limit is established by state law for fully insured, state-regulated health plans. Once a child turns 19, this specific mandated coverage ends. Please note that individual plans may apply this cap differently; some insurers count all autism-related services toward the total, while others may isolate ABA therapy. It is recommended that you verify your specific plan details to understand how deductibles, copays, or coinsurance might impact your out-of-pocket responsibilities.
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